The Slimming World Consultants' Policy covers:

Accidental bodily injury (not consisting solely of sickness, disease or disorder) resulting directly and independently of any other cause within two years of the date of the accident in death, loss or disablement as described in the Schedule.

All risks of physical loss or damage to Slimming World stock and cover for monies relating to Slimming World activities. 


Stock: all risks cover of physical loss or damage including scales & PDQ payment terminals

(Whilst in the UK and engaged in Slimming World activities only.) Excess £35 each and every claim. £500 maximum per single item.


£3,000

Money Cover: all risks within confines of UK

£2,000

(Excess NIL)

Personal Accident Schedule of Benefits

Accidental bodily injury resulting in:

Death

£20,000

Loss of one limb

£20,000

Total loss of sight of one eye

£20,000

Loss of two limbs

£20,000

Total loss of sight of both eyes

£20,000

Loss of one limb and one eye

£20,000

Permanent total disablement

£20,000

Temporary total disablement

£100 per week

Personal Accident is restricted to Occupational risk only whilst engaging in Slimming World activities only and normal occupational duties on behalf of Slimming World including travel directly to and from the Insured Persons place of residence and usual place of business.

The cover is underwritten by Neon Underwriting Limited. Once the cover has commenced there is no provision for cancellation or the return of any premium paid.

Definitions

“Bodily Injury” means identifiable physical injury which

  • (a) is caused by an Accident, and
  • (b) solely and independently of any other cause except illness directly resulting from, or medical or surgical treatment rendered necessary by, such bodily injury, results in the Insured Person’s death or disablement as provided for under this Insurance within twenty-four calendar months of the date of such accident.
  • Bodily Injury shall also include exposure resulting from a mishap to a conveyance in which the Insured Person is travelling; the date of such mishap shall be deemed to be the date of the accident causing such bodily injury.
  • “Accident” means a sudden, unexpected, unusual, specific event which occurs at an identifiable time and location during the Period of Insurance.
  • “Loss of a limb” means permanent loss by physical separation of a hand at or above the wrist or of a foot at or above the ankle and includes permanent total and irrecoverable loss of use of hand, arm or leg.
  • “Permanent Total Disablement” means disablement which entirely prevents the Insured Person from engaging in their usual occupation and which lasts for twelve consecutive calendar months and at the end of that time is beyond prospect of improvement.
  • “Temporary Total Disablement” means disablement which entirely prevents the Insured Person from engaging in their usual occupation
  • “Temporary Partial Disablement” means disablement which prevents the Insured Person from attending to a substantial part of their usual occupation.